Medigap Plans Changing In 2020
Your Medicare eligibility date impacts the coverage that you qualify for. If you are eligible for Medicare before 2020, then your options will be different than those of Americans who become eligible from January 1, 2020 on. Since Congress passed the Medicare Access and CHIP Reauthorization Act (MACRA) in 2015, the plans with no deductible, like Medicare Supplement (Medigap) Plans F and C, will no longer be available.
For the beneficiaries already enrolled in Medigap Plan F or Plan C, you can rest easy knowing that you're grandfathered into your policy. However, it's important to understand that after 2020, you may see a rate increase if you have one of these policies.
Medicare Eligibility Before and After 2020
Plans F, C, and High-Deductible Plan F are going away for new enrollees in 2020. However, Americans who are already on Medicare prior to 2020 should be able to select or switch from these plans at any time in the future.
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