Fireworks And Insurance
June 28 is National Insurance Awareness Day and less than a week later, on the Fourth of July, we celebrate Independence Day. Americans spent about $885 million on 4th of July fireworks in 2017 and the American Pyrotechnics Association estimates that fireworks revenues could top $900 million in 2018. This is the perfect time to brush up on your knowledge of fireworks safety and how potential damage or injury could be covered by your insurance policies.
For many Americans, the Fourth of July holiday means cookouts, family get-togethers, and a nighttime fireworks show. If you are putting on your own fireworks show for your family, friends and neighbors, your first thought should be about safety. Your second thought might well be about insurance.
In general, fireworks affect two different policies – your homeowner...
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